Aussie budgeting,
built around how you spend
Spenderoo plugs into every accredited Aussie bank and gives you a dashboard you actually shape yourself. Drag in the widgets that matter, tune the thresholds, and let the assistant in the background do the heavy lifting. Built in Melbourne. Made for here.
Be first in. Stay first forever.
First 100 lock in 50% off for life. No card now; we only ask when your invite is ready.
Seven tools doing what your spreadsheet can't.
A dashboard you shape around your life. Customisable widgets, smart thresholds, and an assistant that turns your transactions into something you can actually read.
An assistant that does the boring bits
Every transaction sorted the second it lands. Budgets that adjust to your actual life. A clean monthly report waiting in your inbox, without you lifting a finger.
Cashflow forecasting
See where you'll be in 12 weeks based on bills, income and habits, not vibes.
Goal tracking, your way
Set as many goals as you like. Watch progress update the second your pay lands. House deposit, Bali trip, emergency fund, whatever matters.
Subscription detector
Flags creep-pricing and zombie subs. Cancel without leaving the app.
Bill heads-ups
Power, water, rego forecast weeks ahead so quarterly hits never sneak up. Get a ping before the bill, not after the overdraft.
Open Banking via CDR
One-tap secure connect to every accredited Aussie bank. Read-only, OAuth, revoke anytime.
Curated guides, written by Aussies
Short, opinionated guides on getting power bills down, beating GP gap fees, switching banks without losing your direct debits. Updated weekly.
Set up in 90 seconds. Forget about it.
Connect your banks
Tick the boxes for the Aussie banks you use. CDR-secured handshake. We never see your password.
Spenderoo learns
Two years of history, sorted in seconds. Spot patterns you'd never see on a bank statement.
Make it yours
Drag in the widgets you want. Hide the rest. Set your own thresholds. Spenderoo learns your rhythm and pings you before things slip.
Every account you have, in one quiet view.
Half price for life. First 100 only.
Join the waitlist before launch and lock in 50% off for life. No credit card now; we only ask when you're invited in.
Free
For seeing the lay of the land
- Add accounts & transactions manually
- No bank connections
- Last 90 days of history
- 1 savings goal
- Fast AI assistant
Lite
For getting started without the extras
- 1 bank connection
- Full transaction history
- Smart insight widgets
- Thinking AI insights
- Several goals & budgets
- Cashflow forecasting: 4 weeks
Premium
For getting your money sorted
- Up to 10 bank connections
- Everything in Lite
- Customisable widget dashboard
- Unlimited goals & budgets
- Cashflow forecasting: 12 weeks
- Bill heads-ups & reminders
- Highest AI limits
Common questions, answered.
What is Open Banking?
Open Banking is a federal scheme, the Consumer Data Right (CDR), that lets you securely share your bank data with accredited apps like ours. You stay in control: it's read-only, you authorise each connection in your bank's own app, and you can revoke access anytime. No passwords are shared, no screen-scraping involved.
Is my bank data actually safe?
Yes. We use the Consumer Data Right (CDR), the federal government's bank-grade open banking standard. It's read-only, OAuth-based, and you can revoke our access from your bank's app anytime. We never see your login.
When does Spenderoo launch?
Public launch is late-2026. Waitlist members get invited in batches starting now, and the first 100 lock in 50% off for life.
Does Spenderoo move my money around?
No, and that's deliberate. We're read-only via Open Banking, so we see your transactions but never touch your money. You stay in full control of every transfer. Spenderoo's job is to give you the picture, the heads-ups, and the insights so you can decide.
Can I track my super and investments?
Manually, yes. Automatically, not yet: Open Banking does not currently cover super or investments like crypto and shares.
What about Apple Pay receipts and tap-to-pay?
All purchases settle to your bank account, which is what we read. So yes, every tap, every Apple Pay, every contactless swipe shows up, categorised, the moment it clears.